Friday, April 25, 2014

Finance

1.(Portfolio expected rate of return) Jim inherited $100,000 portfolio of investments. The portfolio is comprised of the following 3 investments.
                         Expected Rate of Return                          $Value
T-Bills                               2.9%                                               $50,000
GMC                                  6.5%                                              $31,000
Harley Davidson              13.4%                                            $ 19,000
a.)Based on the current portfolio composition and the expected rates of return, what is the expected rate of return on Jim’s portfolio.
b.)If Jim wants to increase his expected portfolio rate of return, he could increase the allocated weight of the portfolio he has invested in stock (GMC and Harley Davidson) and decrease his holdings of T-Bills. If Jim moves all his money out of T-Bills and splits it evenly between the two stocks, what will be his expected rate of return?
2.(CAPM and expected returns)Given the following holding period returns.

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Month                  INT Corp                Market
    1                            2.4%                     1.8%
    2                            -1.0%                 3.0%
    3                             1.0%                      2.0%
    4                            -1.0%                    -1.0%
    5                             6.0%                      7.0%
    6                             6.0%                     1.0%

a.)Compute the average returns and the standard deviation for INT Corp and the Market.
These are the equations used in practice questions to solve a.)
Average Rate or return= Rate of Return 1+ Rate of Return 2+ Rate of Return 3 + ………+ Rate of Return (n)                               -                                            ----------------------------------------------------------------------------------------------------------                                                                                  n

Variance in Rates of Return={Rate of Return 1-Average Rate of Return}^2 +{Rate of Return 2-Average Rate of Return}^2 +…………….+ {Rate of Return(n)-Average Rate of Return}^2                                                                              -             ------------------------------------------------------------------------------------------------------------------------------                              .                                                                  n-1


Standard Deviation=  Square root of variance (Övariance)

b.) If INT Corp beta is 1.82 and the risk free rate is 6%, what would be an expected return for an investor owning INT Corp?(Note: because the preceding returns are based on monthly data, you will need to annualize the returns to make them comparable with the risk free rate, you can convert from monthly to yearly returns by multiplying the average monthly returns by 12)
Security line equation, which is often referred to as CAPM Pricing Model

Equation used in practice questions to solve b.)
Expected Return on Risky Asset=Risk Free Rate of Return +beta for Asset x{Expected Return on Market Portfolio–Risk Free Rate of Return}
b. part 2= historical annual return for INT Corp is = to the average monthly return multiplied by 12.

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