What are the four basic financial statements and what can you learn about a company from each one

1. What are the four basic financial statements and what can you learn about a company from each one? (Don't tell us what is on each statement but rather what can you learn by analyzing the statements) 2. Discuss the general factors that influence the quality of a company's reported earnings and its balance sheet. Problem 2 Balance Sheet(walmart) Total assets $10,000,000 Accounts payable $ 2,000,000 Notes payable (8%) 1,000,000 Bonds (10%) 3,000,000 Common stock at par 1,000,000 Contributed capital in excess of par 500,000 Retained earnings 2,500,000 Total liabilities and stockholders' equity $10,000,000 Question- Compute the return on stockholders' equity if (walmart) has sales of $20 million and the following net profit margin: and show ALL work a. 3 percent b. 5 percent Insurance planning 1-Discuss the problem of moral hazard. How does the insurance company manage this? Give examples 2-Discuss the concept of income replacement in determining an insurance need give examples Question 1 A life insurance policy is a contract governed by federal law. True False 2.5 points Question 2 The principal economic purpose of life insurance is to accumulate capital. True or False Question 3 Life issurance is essentially an investment vehicle that ensures a desired wealth accumulation by the time of death, regardless when death occurs. True False 2.5 points Question 4 The income replacement approach assumes the insurance should be equal to the value of the person's future earnings potential to the surviving family members. True False 2.5 points Question 5 Insurance companies base their mortality assumptions on the experience of large groups of people published mortality results of other large life insurance companies federally mandated mortality tables published by the Treasury Department the individual assumptions made by actuaries employed by the company 2.5 points Question 6 The "multiples-of-salary" method of estimating the amount of a family's insurance needs is a rule of thumb method that determines insurance needs by looking at the number of children in the family a method that was repealed by the Taxpayer Relief Act of 1997 a method combining a simple rule of thumb method with elements of income replacement and needs analysis a method that can be used only by individuals who are properly licensed with the FAA 2.5 points Question 7 The income replacement approach to determining a family's insurance needs is based primarily on? the earnings growth rate of long-term U.S. Treasury securities regulations issued by the Department of Health and Human Services the current balance in the accumulated adjustment account the human life value concept 2.5 points Question 8 All of the following are primary life insurance planning areas, except income replacement and family needs portfolio value and allocation of assets between debt and equity instruments business insurance needs analysis estate preservation and liquidity needs

Get Professional Help with Your Research Essay Paper Today From Our Student Essay Service!!